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✅ IPO Process

IPO Allotment Process

Learn exactly how SEBI governs IPO allotment — from subscription closure to shares landing in your Demat account.

⏱️ 5 min read📊 Intermediate🏛️ SEBI Regulated

The Allotment Timeline (T+6 Days)

1
🔒Phase 1

IPO Subscription Window Closes

Once the IPO subscription period ends (typically 3 days), the registrar compiles all valid bids received via ASBA and UPI. Invalid bids (duplicate PAN, incomplete UPI mandate, etc.) are rejected at this stage.

2
⚖️Phase 2

Basis of Allotment Finalised

The registrar, along with SEBI, determines the Basis of Allotment. For oversubscribed issues, retail allotment is done via computerised lottery. For undersubscribed issues, all applicants get full allotment.

3
📬Phase 3

Allotment Notification (T+6)

Allotment confirmation is sent via SMS and email. You can check your allotment status on BSE, NSE, or the registrar's website using your PAN, application number, or Demat account number.

4
💸Phase 4

Refund for Non-Allotment

If you are not allotted shares, the blocked amount in your bank account is unblocked within 6 business days of allotment. No manual refund request is needed — ASBA handles this automatically.

5
📥Phase 5

Shares Credited to Demat

Allotted shares are credited to your Demat account one working day before listing. You will receive a confirmation from your Depository Participant (DP) — either NSDL or CDSL.

6
🚀Phase 6

Listing on NSE / BSE

Shares begin trading on the stock exchange on listing day (T+6 from closure). The opening price is determined by a pre-open session from 9:00–9:45 AM. Investors can sell on listing or hold for long term.

Investor Categories & Allotment Rules

CategoryMin. ApplicationAllotment MethodIPO Quota
Retail Individual Investor (RII)1 LotLottery (if oversubscribed)35% of IPO
Non-Institutional Investor (NII / HNI)Minimum ₹2 Lakh+Proportional15% of IPO
Qualified Institutional Buyer (QIB)Large blocksDiscretionary50% of IPO

How to Check Allotment Status

BSE Website

bseindia.com

Go to Investors → IPO → Check Allotment. Enter Application No. or PAN.

NSE Website

nseindia.com

Navigate to IPO section and use PAN or Application ID to check status.

Registrar Website

KFintech / Link Intime

The registrar's website allows direct status check via PAN, DP ID, or Application Number.

Broker App

Zerodha / Groww / Upstox

Most brokers show allotment status directly in the IPO section of their app.

⚠️ Important Rules to Avoid Rejection

  • !Use only one PAN per IPO application — multiple applications with the same PAN will all be rejected.
  • !Ensure your UPI ID is linked to an active bank account with sufficient funds.
  • !Accept the UPI block mandate within the stipulated time (usually within 3–4 hours on the same day).
  • !Verify that your Demat account is active and not frozen before applying.
  • !Ensure your PAN is linked to Aadhaar — this is mandatory for KYC compliance.

Frequently Asked Questions

If I apply from multiple accounts, will I get multiple allotments?

Applying from multiple accounts with the same PAN is not allowed and will result in rejection of all applications linked to that PAN. Each PAN can have only one application per IPO.

Does applying for more lots improve allotment chances?

In the retail category, allotment is done by lottery at the minimum lot level. Applying for more lots increases your chances slightly only if the issue is not fully oversubscribed in the lottery.

How long does the entire allotment process take?

SEBI mandates the entire process — from IPO close to listing — to be completed within T+6 working days. Most modern IPOs complete in exactly 6 days.

What if my UPI mandate is not approved in time?

If your UPI mandate is not approved within the given window, your application will be considered invalid and rejected. Always accept UPI mandates promptly after applying.

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